We accept most major insurance providers. Some eligibility requirements may apply, so please call us ahead to inquire. You can reach our friendly staff at 404-998-2729.

Long-Term Insurance Explained for Seniors:

As we age, the need for long-term care becomes more likely. Long-term insurance helps cover the cost of health care and personal assistance for seniors who need help with daily activities.

What Does Long-Term Insurance Cover?

Long-term insurance can provide coverage for a range of needs, including:

• Health Care Costs: Medical visits, prescription medications, medical equipment, etc.
• Private Home Care: Many policies offer coverage for caregivers who can assist you at home. However, coverage may depend on the policy’s terms and may require additional options or riders.
• Assisted Living & Facility Care: Nursing homes, rehabilitation centers, and assisted living accommodations.

How Much Does Long-Term Insurance Cost?

The cost of long-term care insurance varies significantly depending on:

• Your age when you apply.
• Your health status.
• The level of coverage you choose.

For example, premiums can range from a few hundred dollars to over a thousand per month. It’s important to assess your future health needs and budget carefully before selecting a policy.

Does Long-Term Insurance Cover Private Home Care?

Yes, many long-term care policies cover private home care, but it’s important to review the details of the policy. Some policies offer home care as a standard benefit, while others may require an additional rider or specific conditions.

For more detailed information on long-term care insurance for seniors, visit the following links: